Light goods vehicle insurance Van Insurance, Personal Van Quotes, Motor

Light goods vehicle insurance

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Van Insurance

Cover for your personal vehicle

Cover for your personal van

Starting from £198, our Van Insurance insures you against the cost of accidents and damage. 10% of customers paid this for standard cover 1 .

Tool cover

Up to £500 tool cover for your must-have equipment – at no extra cost

Repair guarantee

Lifetime guarantee to repairs on your vehicle by our approved specialists 2

Glass replacement

We’ll replace or repair your van’s windscreen, sunroof or windows

Tailor your cover with optional extras like breakdown cover and protected no claim discount. And if you’re a sole trader or company, see our business vehicle and van insurance.

Personal or business insurance?

Personal Van Insurance

Keen gardener or love drumming at the weekends?

If you drive a van for social use (and not as part of a small business or your working life), our personal van insurance is the most sensible option.

Business Vehicle and Van Insurance

Driving to and from a work site or running a small business? You’ll need our business vehicle and van insurance.

If your van’s registered in your own name, you’ll need our sole trader cover. Or if you own a business and the van’s registered in your company’s name, you’ll want our business vehicle insurance.

Your van cover options

Comprehensive Van Insurance

What’s covered

• Loss or damage to your vehicle
  Cover if your vehicle is lost, stolen or damaged
• Vehicle recovery
  We’ll make your vehicle roadworthy with roadside repairs, or cover up to £150 for accommodation or public transport
• Tool cover
  Up to £500 tool cover for your must-have equipment included

• Glass replacement
  We’ll cover the costs to replace or repair your van’s windscreen, sunroof or windows
• Replacement locks
  If your keys are lost or stolen, we’ll pay to replace locks, transmitters or immobilisers

What’s not covered

Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

• Business goods
  Any goods or samples in connection with any trade or business
• Tyres
  Any punctures, cuts or bursts – including those caused by braking
• Resale value
  We can’t cover you for any loss in value of your van after repair

Take a look at our policy wording for full details of what’s not covered.

What’s optional

Choose optional add-ons at an additional cost to create cover that suits you.

• Breakdown cover
  Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance 3
• Protected no claim discount
  Your premium won’t increase as a direct result of 1 claim when you renew
• Motor legal
  Help recovering your compensation and financial losses after a motor incident that wasn’t your fault
• Courtesy car
  Access to a replacement vehicle – with standard and enhanced options available
• Foreign use
  Cover driving in most European countries – so wherever you are, you’re protected
• Motor Injury Protection Plus
  Injury cover and physiotherapy for you, your partner and any named drivers after a motor accident

Third Party, Fire and Theft

What’s covered

• Damage to your vehicle
  Protection against loss or damage to your van due to fire, theft or attempted theft

• Vehicle recovery
  Protection and removal of your vehicle if damaged by fire, theft or attempted theft
• Your liability
  Cover if you injure someone or damage their vehicle or property in a motor accident

  What’s not covered

  Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:

  • New vehicle replacement
    Not included with this type of cover
  • Glass replacement
    Any repair or replacement to glass in your windscreen, sunroof or windows
  • Medical expenses
    Any medical expenses if you’ve been injured in an accident
  • Personal belongings
    Damage to any of your personal belongings
  • Replacement locks
    Locks, transmitters and immobilisers if your keys are lost or stolen

  Take a look at our policy wording for full details of what’s not covered.

  What’s optional

  Choose optional add-ons at an additional cost to create cover that suits you.

  • Breakdown cover
    Roadside assistance, Recovery, At Home and Onward Travel as an add-on to your Van Insurance 3
  • Motor legal
    Help recovering your compensation and financial losses after a motor incident that wasn’t your fault
  • Protected no claim discount
    Your premium won’t increase as a direct result of 1 claim when you renew

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