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Personal Injury Compensation Calculator – 2019 Update

By Gaynor Haliday, Updated: Jan 14, 2019

Use our fast and accurate injury calculator to calculate general and special damages including loss of earnings:

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How much compensation can I claim for my personal injury?

When making an injury claim, calculating how much compensation you can expect to receive for your injuries can be a complex process.

Factors that can affect the injury award calculation include:

  • the degree of pain and suffering experienced,
  • the time needed for recovery,
  • treatment costs, and
  • all other financial costs and losses including loss of earnings.

Our compensation claim calculator is a useful starting point for accident victims. The calculator provides a good estimate of the amount of compensation you can expect to receive for your personal injury claim.

How accurate are online claims calculators?

Compensation calculators take into account the nature and severity of the injury and then refer to the Judicial College Guidelines to give an upper and lower estimate of the likely compensation award if the claim is successful.

Online calculators have been available on personal injury solicitors websites for a number of years. However, many of these rely on out-of-date data and do not consider recent changes to the law.

When using an online injury calculator, be aware that many:

  • calculators are out of date – it should refer to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fourteenth Edition by the Judicial College.
  • don’t include special damages – which should factor in loss of earnings, care costs, treatment costs and any other costs or losses
  • don’t tell you if you have a claim
  • don’t calculate deductions – e.g success fees and any other fees that may be hiding in the conditional fee agreement (CFA)

What are success fees?

Solicitors working on a No Win, No Fee basis charge nothing if a claim is unsuccessful and a success fees if the claim is successful.

By law, success fees are restricted to a maximum of 25% of the total settlement, and may be less.

As from 2013, changes in the law mean that solicitors success fees are no longer recoverable from the Defendant and must be deducted from the Claimant’s settlement or award.

So if you are awarded £10,000 compensation you are required to give £2,500 back to your solicitor.

It should be noted that, since 2013, compensation awards agreed when there is a conditional fee agreement in place, have been increased by 10% to offset the impact of the success fee deduction.

So calculators don’t show the 25% deduction?

Most don’t. Some personal injury solicitors don’t really want to draw attention to success fees.

Can I negotiate a lower success fee with Quittance?

In an ideal world, there would be no financial deductions from a claimant’s compensation settlement. Quittance’s high claim success rates mean we can however adopt a fairer approach for claimants.

Depending on the specifics of your case, our solicitors will usually discuss the success fee percentage.

Accident claims compensation payouts

Calculating a road accident injury claim payout or work accident payout for example, will depend primarily on the nature and seriousness of your injury.

Do the circumstances of the accident affect the amount of compensation?

The circumstances surrounding the accident generally only affect your compensation payout if certain conditions apply, including:

  • Compensation payouts may be reduced if there was contributory negligence
  • Criminal injury compensation payouts may be calculated according to the Criminal Injuries Compensation Authority (CICA) tariff
  • Car crash accident payouts may be reduced if the driver who caused the accident is unidentified (e.g. a hit and run) or is uninsured as they may be handled by the Motor Insurers Bureau (MIB)

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Do I have a claim?

A no win, no fee claim should be possible if you were injured:

  • in the last three years and (longer if children were involved) and
  • someone else was to blame (even partly).

However, some personal injury solicitors might not take on your claim, even if you do qualify.

How can Quittance help?

Quittance is a panel of highly experienced no win, no fee personal injury and medical negligence solicitors. Our solicitors have an excellent track record of winning even the most difficult cases and will fight for the best possible compensation settlement for you.

To speak to us about making a no win, no fee claim, without obligation, call 0800 612 7456 or click here to arrange a callback.

Disclaimer – 2019 Compensation Claim Report and Claims Calculator

The Injury Compensation Calculator refers to the Guidelines for the Assessment of General Damages in Personal Injury Cases, Fourteenth Edition by the Judicial College.

The general damages and special damages you receive will ultimately be calculated according to the circumstances of your case. General damages compensation awards vary according to the severity of injury and how quickly you recover.

The Compensation Claim Report calculation includes the 10% uplift in general damages in line with the Jackson reforms recommendation for claims funded by a conditional fee agreement (CFA). Cases initiated before 1st April 2013 may receive 10% less in general damages than indicated in the calculator.

Every attempt has been made to make all information contained in the report as accurate as possible. However the injury claims calculator is intended as a guide only.

A solicitor will need to collate more information about your situation to be able to give you a more detailed idea of a potential settlement amount as well as how likely you will be to win and how long it could take to receive compensation.

Quittance are a panel of solicitors and we cannot accept any responsibility for the advice provided by individual solicitors.

Calculating compensation for multiple injuries

Multiple injuries are usually defined as being injuries to different parts of the body that occur as the result of a single accident or negligent act. The calculation of compensation for multiple injuries, in most cases, will take into account the relative severity of the injuries and the degree to which they have each affected the injured claimant.

The Court is not likely to “add together” the amounts that would be awarded for the pain and suffering caused by a major injury and a minor injury, if it is established that the pain of the more serious injury effectively masks whatever pain the claimant would have experienced if they had only sustained the minor injury.

Calculations are determined on a case by case basis, and will take into account the impact that the injuries collectively have had on a claimant’s life. Multiple injury claims can be considerably more complex than for single injuries. For more information, contact a specialist solicitor.

Criminal injuries compensation (CICA) claims

Compensation for criminal injuries paid by the Criminal Injuries Compensation Authority (CICA) is calculated on the basis of a specific tariff of injuries. A CICA claim can be made for multiple injuries, with compensation awarded on the following basis – 100% of tariff for the most serious injury, 30% of the applicable tariff for the second-most serious and 15% for the third-most serious injury. No payment will be made for more than three injuries sustained a single criminal incident.

ATE Insurance

Solicitors normally advise claimants to take out an After the Event (ATE) insurance policy on top of the No Win, No Fee agreement. The ATE policy will cover the legal costs which a claimant must pay to a defendant if their claim is unsuccessful either at trial or if the claim is abandoned or settled after the defendant has incurred costs which the claimant is liable to pay.

The policy should also cover any disbursements incurred by the solicitor on behalf of the claimant, e.g. police and medical reports, Court fees, Counsel’s fees etc. Policy premiums vary on the case type and the claims record of the solicitor.

Quittance’s panel of solicitors are selected for their excellent claims record, meaning that they have access to lower policy premiums.

Quittance are not regulated to provide insurance advice. Please refer to your solicitor for ATE insurance terms and conditions.

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

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If you have any questions about the claims process or any aspect of injury compensation, let us know:


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SOURCE:

http://insurance.remmont.com/2020/04/05/personal-injury-insurance-uk-personal-injury-compensation-calculator-2019-update/

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